Hey Students! Choose about us and save 10€ for your deal on top!
Find everything you need for your visa and studies in Germany here.
Choose an smart All-in-One package and save € 138 and more!
We have compiled all details on the packages and providers for free.
There are no additional costs for you.
Welcome gift + Apple prize draw.
Essentials
To study in Germany and get a visa, you need three things. A blocked account, german health insurance and travel insurance for the first few days. There are three service providers in Germany who offer All-in-One packages for these products.
With all three providers, the All-in-One packages are advantageous for you. You save money and get more services.
To help you make the right decision, we have compared the three smart Packages and their providers here. This service is not only free for you, you even get a gift when you use our service.
All smart Packages in this comparison include:
Reserve your Gift!
Find out in detail which All-in-One package is right for you. Then choose your package and reserve your gift.
Which packages are offered?
Check the important facts and choose your favorite!

Coracle Prime Uni
Best Price Package-
German Blocked Account
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BA Fee: € 98 onetime, that it!
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Accepted by all German authorities worldwide
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Fast Opening within 2 hours
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Local Currency Transfer
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Health Insurance for Visa
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FREE Travel Health Insurance
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worth up to € 98.00 as welcome bonus
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Health Insurance for Students
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Public Health Insurance of your Choice
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Monthly Costs (TK): € 120.34
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Private Health Insurance available
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Additional Benefits of Prime UNI
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Personal online Portal
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Fintiba Plus
Best Add-on Benefits, Services and mobile App-
German Blocked Account
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BA Fee: € 89 initial plus € 4.90 monthly
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Accepted by all German authorities worldwide
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Instant blocking confirmation
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Mobile App
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Health Insurance for Visa
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FREE Travel Health Insurance
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worth up to € 95.00 as welcome Bonus
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Health Insurance for Students
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Public Health Insurance by DAK Gesundheit
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Monthly Costs (DAK): € 124.40
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Private Health Insurance available
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Additional Benefits of Fintiba Plus
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Mobile App
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The Fintiba Companion
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The Fintiba Study Guide
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Exclusive language learning offers
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Fintiba Ambassador Programme

Expatrio Value Package
Best Cashback Option-
German Blocked Account
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BA Fee: € 5.00 monthly
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Accepted by all German authorities worldwide
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Fast and easy opening
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Mobile app
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Health Insurance for Visa
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FREE Travel Health Insurance
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worth up to € 98.00 as welcome bonus
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Health Insurance for Students
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Public Health Insurance of your Choice
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Monthly Costs (TK): € 120.34
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Private Health Insurance available
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Additional Benefits of Value Package
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Mobile App
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Free international Student ID Card (ISIC) worth up to € 15
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Free eBooks and resources for life and studies in Germany
Compare the Packages in Detail:
Take your time and select the best!
Features
COMPARE PACKAGE FEATURES
Blocked Account
Blocked Account included in Package
Costs for Blocked Accout in the Package
Instant blocking confirmation with a credit card payment
Open Blocked Account in Homecountry
Health Insurance
Free incoming/travel health insurance
Private German health insurance available
Free choice of a public german health insurance
Excellent health insurance companies available
Costs of the recommended public health insurance
Branches near your university
Special Benefits
Mobile App
Scholarship-Programme
Access to free webinars, video on-demand courses or ebooks
Multilingual customer service
All digital documents for your enrolment already available prior to arrival in Germany
- Free International Student ID Card (ISIC) worth up to €15*
Free choice of current accounts
Free choice of current accounts
Coracle
Prime UNI
Initial Fee only: 59 €
Within only 2 ours!
Worth up to 98 €
TK, AOK, Barmer and many more…
Die Techniker (TK) – 17 time award winning as best health insurance in general
Die Techniker: from € 120.34 monthly
Online but no App!
Fintiba
Plus Package
Initial Fee: 89 € + monthly 4.90 €
via Fintiba Transfer
Worth up to 95 €
MAWISTA Student
only DAK-Gesundheit available
DAK-Gesundheit – award winning 2023 as best healt insurance for young people and students
DAK-Gesundheit: from € 124.40 monthly
not in every Town
Everything in one mobile App!
Annual opportunity to apply for the Fintiba Scholarship
via App
Expatrio
Value Package
Initial Fee: 0 € (49 € Cashback) + monthly 5 €
Fast and easy but not instant!
Worth up to 95 €
DR-WALTER
only “Die Techniker (TK)” available
Die Techniker (TK) – 17 time award winning as best health insurance in general
Die Techniker: from € 120.34 monthly
For Blocked Account only!
About the Providers
Learn more about the companies!

About Fintiba GmbH
- Founded in 2017 in Frankfurt, Germany
- Teamsize: 60+ from 22+ Nations


Fintiba Offers
- Products:
German Blocked Account
- Fintiba Transfer
Insurance (Health, Travel, Liability)
- Current Account
- Digital Companion for free
- All in One Packages:
- Fintiba Plus for Bachelor and Master students
Fintiba Highlights
- #1 digital solution provider – Desktop + Mobile App
- International Team from 22+ nations
- Innovation Award Winner
- multiple add-on services for studends availeble
- Scholarship opportunity
- Ambassador Programme
- Solutions for people under 18 and employees
- Customers from 190+ countries

About Coracle GmbH
- Founded in 2015 in Hamburg, Germany
- Teamsize: 30+ from 15+ Nations

Coracle Offers
- Products:
German Blocked Account
Health Insurance
Travel Insurance
- All in One Packages:
- Coracle UNI for Bachelor and Master students
- Coracle PRE for language students and studienkollege
Coracle Highlights
- Everything is digital – No Paperwork – No Stress
- Human Support in 15+ languages
- Responstime in 1-12 Ours
- 15.000+ Students trust Coracle per Year


About Expatrio GmbH
- Founded in 2018 in Berlin, Germany
- Teamsize: 30+ from 20+ Nations
- Supporting over 10.000 international students in Germany every year

Expatrio Offers
- Products:
German Blocked Account
Insurance (Health, Travel, Liability, Household)
- Current Account
- Study Finder
- Study Eligibility Checker
- Accommodations platform
- All in One Packages:
- Expatrio Value Package for students (Blocked Account, Health and Travel Insurance)
Expatrio Highlights
- Full digitised
- International Team from 20+ nations
- multiple add-on services for studends availeble
- Accomodation
- Language courses
- Satellite office in Asia and Singapore and partners in several countries
- 2019 founded DEGIS, a non profit organisation to support international students
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Trusted by many Customers all around the world






Frequently Asked Questions
The WOSTIGO Apple Price Draw is an additional benefit for students who have reserved the welcome gift and applied for an All-in-One package via our link at Fintiba, Coracle or Expatrio. Twice a year, before the start of each semester, we raffle off high-quality Apple products among our customers that can be helpful for your studies. These can be iPads, Macbooks, iPhones, etc. The more customers we have, the bigger the prize draw! Each of our customers receives a ticket and is automatically notified who has won something. When you arrive in Germany, we will send you your prize.
It’s very simple! To reserve your welcome gift, all you have to do is register here and then go to the page of your favourite provider via our link and take out an All-in-One package there. After registering, you will receive all the links to the providers by e-mail.
If you are then in Germany and the blocked account and health insurance are active, you will receive another email with access to the €10 Amazon giftcard.
So it’s super easy. Register here, apply for the All-in-One package of your choice and that’s it, we’ll do the rest!
We have only included Fintiba, Coracle and Expotrio in the comparison of All-in-One packages because only these three providers offer blocked accounts in a package with health insurance. These three providers specialise in international students, know their needs and offer perfect support. There is nowhere else in Germany where you can get a blocked account for your visa application so easily and at such low cost.
Sometimes you read on the Internet that international students can open a blocked account directly with a german bank. This information is usually outdated. Banks such as “Deutsche Bank” or “Sparkasse” no longer offer the blocked accounts you need to apply for your visa.
However, you can apply for public health insurance from many providers. Soon also here at WOSTIGO! It is important that the providers or brokers are familiar with international students and that the process runs smoothly so that nothing goes wrong when you apply for your visa. WOSTIGO, Fintiba, Coracle and Expatrio specialise in international students and ensure that you can apply for your visa quickly and easily.
No, there are no extra costs for you.
You can go directly to the provider and apply for your All-in-One package there at the same price with the same benefits. The only difference is that you will also receive a welcome gift from us (€ 10 Amazon voucher) and take part in the great WOSTIGO-Apple-Prize-Draw if you register here and go to the provider via our link.
So you’re giving away money if you don’t reserve your gift here!
All three providers of the All-in-One packages offer discounts and extra services if you opt for a package.
You get travel insurance free of charge (worth up to € 98) and the fees for the blocked account are lower.
The providers also offer additional services. You can find the details here on the page.
Yes, you can do that!
All providers also offer the blocked account and health insurance separately, but not the travel insurance. Find out here which product makes the most sense for you.
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Blocked Account
Health insurance
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However, we would like to point out that it is cheaper and you get more benefits if you opt for an All-In-One package.
To apply for your visa and enrol at a university, you do not officially need anything else.
However, to live safely and comfortably in Germany, at least 2 other products are important.
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1. Current account
2. Liability insurance
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Find out here what makes sense for you.